🏡 How much home can you afford in Spain?
Mortgage Viability Calculator
(Your total income after tax, per year)
(Annual costs like mortgage payments, loans, credit cards, rent, etc.)
(The amount you plan to contribute from your own funds)
(Used to calculate the maximum mortgage term)
(Yes / No — affects financing conditions)
Viability:
This smart calculator gives you a realistic snapshot of what you could spend on a property in Spain — based on the same factors banks look at when reviewing mortgage applications.
Estimated purchase costs (≈12%: taxes, notary, registry...)
Assumed interest rate (we work with a standard 3% to keep it real)
It’s more than a guess — it’s built using actual bank criteria and realistic assumptions.
Think of it as your first check-in, without the pressure.
💬 Want real answers?
If you're planning to buy in Spain and want expert guidance tailored to your goals, fill out our free consultation form. We’ll assess your full profile and tell you exactly what’s possible — and how to make the most of your budget.
Because you’re not just buying bricks and morta.
You’re creating your life in Spain. Let’s make sure it’s viable. 💫
We’re not just a mortgage broker —
We’re your strategic partner for buying in Spain.
At Dream Nest, we help international buyers secure mortgages with confidence, clarity, and full coordination — guiding you through every step of the process from first idea to notary signature.
We are officially licensed and regulated by the Banco de España (Registration No. E156), giving you full legal security under Spain’s LCCI law.
Our Services
From finding the perfect home to securing a mortgage and completing the legal process – we’ve got it all covered.
Mortgage Solutions
Expert brokerage for international buyers seeking tailored mortgage options in Spain:
🤝 Transaction Supervision & Buyer Representation
Hands-on consultancy and coordination for a secure, smooth purchase:
🌐 Trusted Network & Added Services
Connections that simplify your life and investment in Spain:
Questions and Answers
Can I really get a mortgage in Spain as a foreigner?
Yes — if you have the right partner by your side.
Spain has a complex system. It works, but only when you understand how to navigate it. At Dream Nest Spain, we’ve helped dozens of international clients secure financing, even in challenging situations. We prepare, defend, and follow your project from start to finish.
I’m abroad — what if time zones and language become a problem?
We’re your voice on the ground — across time zones and across cultures.
Working with Spain while living in another country can feel impossible. We solve that by becoming your single point of contact, anticipating what’s needed, and translating every step into clear, understandable terms. No confusion. No chasing people. No missed deadlines.
How is Dream Nest different from a traditional broker?
We don’t just submit applications. We design a plan.
We study your file before the bank does, therefore we can flag risks before they become a problem, and guide you on how to strengthen your position. We prepare a clear, professional profile that highlights your strengths and reduces doubts. It’s not about luck. It’s about strategy.
I don’t speak Spanish — will I miss something important?
Not with us.
We’re bilingual and bicultural. We’ve lived this system from the inside. We help you understand Spain — its logic, its rhythm, and its rules. We translate not just language, but expectations, deadlines, and culture — because success depends on understanding both sides.
Can you help me with more than just the mortgage?
Absolutely — we’re connected, and we love sharing our network.
Need a real estate agent? Legal advisor? Architect for due diligence? Currency exchange? Relocation service? Trusted tradespeople?
We only recommend professionals we trust — and we coordinate with them to keep your process smooth and aligned.
Is it worth planning a trip before buying?
Yes — and we can help make it count.
We help you prepare travel plans to visit properties, meet collaborators, or explore areas. We advise on where to go, who to meet, and how to make the most of your time in Spain. You won’t be landing blindly — you’ll arrive with a plan.
What’s the first step?
Let’s talk.
We offer a no-pressure video call to understand your needs, timeline, and challenges. You’ll leave with clarity, options, and the first real step toward your life in Spain.
Cassandra Rosenblum
From San Francisco to Spain: a life built between two worlds
I'm Cassandra Rosenblum, a US citizen raised in Spain. I was born in San Francisco – California and moved to Spain as a teenager with my family, and I set roots here. It’s been decades since I first arrived, and after all these years, I feel that this country has given me so much — culture, roots, friendships, and a way of living that I still find absolutely extraordinary.
For the last 20 years I’ve been in the banking world, specializing in real estate finance. I liked the numbers, yes — but what I really loved was helping someone get their home. Over time, I started focusing more and more on people coming from abroad who, like I once did, felt lost in the system. And I realized I could offer so much more than just a “mortgage option and follow up.”
That’s how Dream Nest Spain was born. Not as a big company, but as a personal project — one where I bring everything I am: experience, clarity, intuition, and a deep desire to make things work. I’m also a mom of three and share my life with two dogs — and when I’m not working, I recharge through nature, travel, and exercise.
My clients know I tell it like it is, that I won’t give up on a case if I believe in it, and that I treat their purchase like it matters — because it does. And those who work with me know it too: I come prepared, I go deep into the details, and I know how to keep things moving forward.
What I enjoy most is the little things — the questions, the small roadblocks that seem minor but can be the difference between buying and not buying. I love being part of the process, solving, guiding, and celebrating with my clients when they finally get the keys. Because behind every property, there’s a story. And I’m grateful to be part of it.
- 20+ years of experience in international mortgages and real estate
- Bilingual and experienced with cross-border transactions
- Focused on personalized solutions for foreign buyers
- Dedicated to making the property buying process smooth and stress-free
At Dream Nest, my goal is to provide clarity and support, ensuring that your Spanish property journey is as seamless as possible.
Ioana
Cross‒Border Mortgage & Property Advisor | Multilingual | Fintech‒Savvy | Mom
A proud European citizen, with 20 years spent living in Italy and a life shaped by travel — each country can feel like home. I believe in borderless humanity and specialize in helping non-resident clients finance and secure property across Europe, blending mortgage expertise, fintech collaboration, and real estate partnerships to make even the most complex cross-border transactions feel personal, clear, and achievable.
Fluent in English, Italian, Romanian, and Spanish — with working knowledge of French, German, and Hungarian — I bring cultural fluency and empathy to every deal.
With a background in high-touch client support and product integration in startup environments, I focus on building real relationships and delivering thoughtful, human-centered advisory. Whether guiding a first-time buyer or structuring a 7-figure investment, the goal is always the same: helping people build meaningful lives — and long-term value — across borders.
I’m proud to collaborate with Cassandra — a trusted partner who shares my belief in ethical, transparent, and client-first real estate guidance. Together, we bring a values-driven approach to helping clients navigate the intricacies of buying homes abroad.
What our clients have to say about us
We've helped more and more buyers every day to find their perfect home in Spain. Here's what they have to say about their experience with us.
Also check out our Google Reviews
How We Work Together – 3 Simple Steps
